Texas property tax calculator.
Pick your city and this estimates your annual property tax bill, homestead exemption included. Built for Collin and Denton county buyers.
Here's the trade Texas makes: no state income tax, but some of the highest property taxes in the country. The homestead exemption lowers the taxable value of your primary residence, and this tool shows your bill with and without it. Pick your city to start from a typical combined rate, then adjust if you know your exact rate.
Estimated property tax
Estimate only. The city rates here are typical combined estimates for 2025-26 and your real rate depends on your exact address, school district, and any special districts, so confirm with your county appraisal district (Collin CAD or Denton CAD for Frisco). The homestead figure reflects the school-district exemption. File your homestead exemption right after closing.
Market value (what your home would sell for) and assessed value (what the county taxes you on) are not the same number. On a homestead, Texas law caps assessed value increases at 10% a year, so it can lag well behind market value. Your tax bill is based on assessed value, not market value.
Kyle is not a licensed mortgage broker or lender.
These calculators are provided for educational purposes only. They are not loan quotes, pre-approvals, or financial advice, and the numbers will not match a real loan. For accurate figures, you must work with a licensed mortgage lender or broker, and with a licensed real estate professional, before making any decision.
Frequently asked questions
It lowers the taxable value of your primary residence, it doesn't change the tax rate. You must file with your county appraisal district (Collin CAD or Denton CAD for Frisco), ideally right after closing.
Texas funds local services largely through property tax instead of an income tax. School district taxes are typically the largest piece of the bill.
Generally April 30 for the current tax year, though late applications can often be accepted for up to two years. File as soon as the home is your primary residence.
Want a personalized breakdown?
These tools give estimates. For real numbers tailored to your situation, let's talk.
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