2-1 rate buydown calculator.
A 2-1 buydown lowers your rate by 2% in year one and 1% in year two, a concession sellers are offering in today's market. See how it works.
With a 2-1 buydown, your interest rate is reduced by 2 percentage points in year one and 1 point in year two, then returns to the note rate. It's often paid by the seller as a concession, a smart ask in the current Frisco market.
2-1 buydown payments (P&I)
Estimate only (principal & interest). The total buydown cost is typically held in escrow and applied to your payments; terms vary by lender. Confirm specifics with your lender.
Run the official numbers with a licensed lender
This is for educational purposes only. For a real quote and accurate figures, use one of my preferred lenders' own tools:
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Kyle is not a licensed mortgage broker or lender.
These calculators are provided for educational purposes only. They are not loan quotes, pre-approvals, or financial advice, and the numbers will not match a real loan. For accurate figures, you must work with a licensed mortgage lender or broker, and with a licensed real estate professional, before making any decision.
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These tools give estimates. For real numbers tailored to your situation, let's talk.
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